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Is Long-Term Care Insurance Really a Good Idea?

The value of long-term care insurance (LTCI) is an ongoing conundrum. There's no doubt we're living longer. According to LongTermCare.gov, a site provided by the U.S. Department of Health and Human Services, at least 70 percent of people 65 and older will need long-term care services and support at some time in their lives.

Posted on: May 15, 2020

How Do We Test for Dementia?

There is no cure for dementia, and you cannot substantially reverse its effect., However, there are ways to possibly slow its progression. However, you first need to know if you — or a loved one — may have a memory disorder.

Posted on: May 14, 2020

What Should I Ask, If My Mom Is in a Quarantined Facility

It can be frustrating and nerve-racking when you can't see a loved one face-to-face — a fact that so many family members with loved ones in assisted living or nursing home facilities are discovering during the coronavirus outbreak. To protect those who are most at risk of complications from the disease caused by the coronavirus, COVID-19, health officials have announced strict rules for some facilities with vulnerable older residents.

Posted on: May 11, 2020

Caring for Alzheimer's and Dementia Patients during Stay-At-Home Orders

The Alzheimer’s Association Montana Chapter has put out a press release saying that finding ways to stay engaged and active during the COVID-19 pandemic is proving to be challenging for many Montanans, but it can be particularly difficult for people living with Alzheimer’s and other dementia.

Posted on: May 8, 2020

Helping Your Elderly Parents during the Pandemic

Americans everywhere are concerned about the coronavirus. However, COVID-19 has demonstrated that it’s particularly serious for older adults whose immune systems naturally weaken as they age — and especially for those with chronic medical conditions, according to Dr. Samir K. Sinha, a member of the American Red Cross Scientific Advisory Council.

Posted on: May 6, 2020

How Can I Be a Good Caregiver?

Not everyone can afford to hire an in-home nurse or professional caregiver. Today, there are around 45.3 million unpaid, non-professional caregivers in the United States taking care of a loved one.

Posted on: May 1, 2020

Do I Really Need a Health Care Proxy?

An Advance Directive/Living Will is that type of document. It provides authorization for the termination of life support. It is a document that only you can sign – you cannot delegate the power to make that decision.

Posted on: April 22, 2020

Does the Stimulus Bill have an Impact on RMDs?

The $2 trillion stimulus plan enacted Friday includes a temporary waiver of required minimum distribution rules for certain defined contribution plans and IRAs for calendar year 2020.

Posted on: April 21, 2020

What I Need to Know about Caring for a Loved One with Dementia

There are few challenges more emotional and difficult than caring for an aging loved one who has dementia. In addition to the normal challenges of aging, elders who suffer from dementia can experience dramatic temperament changes and require more attentive care. As the condition progresses, wandering becomes a risk and around-the-clock care may be needed.

Posted on: April 17, 2020

What are the Restrictions on Visiting the Elderly in a Care Facility?

Nursing homes across Virginia have begun restricting visitors in an effort to prevent the coronavirus from entering the facilities, which are considered to be particularly vulnerable as a result of the virus.

Posted on: April 16, 2020